Blog - Rob Hurt

First Time Home Buyers

Unlocking Your Dream Home: Down Payment Assistance Demystified

Embarking on the journey to homeownership brings excitement and anticipation, but it also involves navigating various financial considerations. In this post, we’ll unpack three critical aspects for first-time home buyers: 1) Down Payment, 2) Monthly Payment, and 3) Closing Costs. While we’ll explore Monthly Payments and Closing Costs in future posts, let’s take a moment […]
Home Buying, Home Buying, Home Buying, Home Buying

Why ‘Timing the Market’ May Not Be The Best Idea

Although the Fed did not “cooperate” and cut rates as soon as hoped this year, those rate cuts are still projected. We are seeing buyers getting back into the market and expect a FLOOD of buyers once these lower rates hit, and you know what that means, right? With the current low inventory (just under […]
Home Equity Can Be a Game Changer When You Sell

Article from Keeping Current Matters, 2/8/24 Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier. An article from Bankrate explains: “Home equity is the difference between your home’s value and […]
Why Mortgage Rates Could Continue to Decline

Check out this article from Keeping Current Matters (original link below): When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have […]

First Time Home Buyers Unlocking Your Dream Home: Down Payment Assistance Demystified Embarking on the journey to homeownership brings excitement and anticipation, but it also involves navigating various financial considerations. In this post, we’ll unpack three critical aspects for first-time home buyers: 1) Down Payment, 2) Monthly Payment, and 3) Closing Costs. While we’ll explore Monthly Payments and Closing Costs in future posts, let’s take a moment […]

Home Buying Why ‘Timing the Market’ May Not Be The Best Idea Although the Fed did not “cooperate” and cut rates as soon as hoped this year, those rate cuts are still projected. We are seeing buyers getting back into the market and expect a FLOOD of buyers once these lower rates hit, and you know what that means, right? With the current low inventory (just under […]

Home Equity Can Be a Game Changer When You Sell Article from Keeping Current Matters, 2/8/24 Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier. An article from Bankrate explains: “Home equity is the difference between your home’s value and […]

Why Mortgage Rates Could Continue to Decline Check out this article from Keeping Current Matters (original link below): When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have […]

Why FSBOs Say They Regret Not Using a Real Estate Agent Article taken from Realtor Magazine. Home sellers reveal why they decided to bypass professional representation—and the mistakes they made without a trusted adviser. Homeowners who decline to use a real estate agent to sell their property are twice as likely to say they weren’t satisfied with the selling experience, according to a new survey from […]

Experts Project Home Prices Will Rise over the Next 5 Years Article by Keeping Current Matters. Even with so much data showing home prices are actually rising in most of the country, there are still a lot of people who worry there will be another price crash in the immediate future. In fact, a recent survey from Fannie Mae shows that 23% of consumers think prices will fall over the next 12 months. […]

Home Maintenance Interior Painting Tips – Brighten and Modernize on a Budget Looking to update the interior of your home? Check this article from the National Association of Realtors. The 60-30-10 Way to Add Color Without Going Overboard (link to original article) There’s a formula that can help guide you in bringing more color to warm up a space, while also staying cohesive. All-white or all-gray interiors […]

Home Ownership $60,000 Property Tax Cut If you are a homeowner in Texas, hopefully you are taking advantage of your Homestead Exemption. Did you know this election cycle (Election Day November 7) you will have a chance to vote YES on Proposition 4 which will make this provisional tax bill official? By doing this, you will be decreasing your property tax […]

First Time Home Buyers Rent-To-Own New Construction Home Program

Current Market With these interest rates, is it a good time to buy my first house? Hey, this is Rob, Your Realtor, and today I want to address the question, “With these interest rates, is it a good time to buy my first house?” The short answer is YES and I’m about to tell you why. Today’s interest rate (September 12) of 7.12% for a 30-year, fixed rate mortgage and this […]

Home Ownership People Want Less Expensive Homes – And Builders Are Responding In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. To overcome those challenges, many people are working with their agents to find less expensive homes. And with newly built homes making up a historically large percentage of the total […]

First Time Home Buyers How To Know If You’re Ready to Buy a Home If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing market conditions are definitely […]

First Time Home Buyers Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between […]

How Changing Mortgage Rates Can Affect You The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship […]

10 Ways to Upgrade Your Kitchen Without Renovating It Giving your kitchen a fresh look doesn’t have to be labor intensive or costly. By Madeline Buiano Updated on July 5, 2023 Most of us say that our kitchens are the hearts of our homes—and that’s why they’re one of the most exciting rooms to renovate. But taking your kitchen to the next level doesn’t […]

Home Selling The True Cost of Selling Your House on Your Own Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the guidance of a real estate agent. If you’re currently considering selling your house on your own, here’s what you should know. The most […]

Home Buying Where Will You Go If You Sell? Newly Built Homes Might Be the Answer. Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? You’re not alone, but there’s some good news that may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing inventory. That means when you […]

First Time Home Buyers What Homebuyers Need to Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine your mortgage rate. […]

How to Choose Roofing – 6 Types to Consider Whether you’re replacing an existing roof or researching options for a new home, deciding between roofing styles, materials and costs can be complicated. To help you determine the correct roofing materials for your home, here are the pros and cons of the six most popular roofing types. #1 Asphalt Shingle The most common roofing material, […]

Home Buying Five Common Contingencies When Buying a Home It’s vital to understand the terms “earnest money” and “contingencies” when house hunting. Earnest money is paid up-front as a show of good faith when you make an offer on a home. It is held by an escrow company until the sale is finalized or falls through. A contingency is a condition added to a purchase offer. If that […]

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