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Home Ownership Say Goodbye to High-Maintenance Grass with Clover Lawns Clover lawns are gaining popularity as a low-maintenance, eco-friendly alternative to traditional grass lawns. Clover is a hardy perennial that requires little mowing, watering or chemical treatments once established. As a nitrogen-fixing legume, it actually improves soil quality. Clover is drought-resistant, crowds out weeds, attracts pollinators, and resists pests – eliminating the need for herbicides […]
Home Decorating 10 Designer-Approved Tricks to Brighten a Dark Room Having a dark, dimly lit room can make a space feel uninviting and dreary. If you have an interior room with little to no natural light, don’t worry – there are plenty of design strategies you can use to artificially brighten and open up the area. Several interior designers shared their top tips for creating […]
Current Market No Need to Worry – Today’s Rising Foreclosures Are Not a Crisis If you’ve seen the recent headlines about foreclosures increasing in the housing market, you might be getting flashbacks to the mortgage crisis of 2008 and feeling concerned. However, the data tells a different story than those alarming headlines would suggest. Despite the media portraying it as dramatic, the reality is that today’s foreclosure increase is […]
Home Selling Avoiding the Pitfalls of Overpricing in a Seller’s Market Keeping Current Matters had a good article discussing the importance of correctly pricing your home when you first put it on the market. Here are some highlights from the article: While it’s a hot seller’s market this spring, overpricing your home can backfire. The asking price creates a critical first impression – if too high, […]
Home Selling Spring Cleaning Tips: Where to Start Your Home Decluttering The Spruce has a good article about home decluttering. Here are the highlights of the article which provides 6 golden rules from professional organizer Sumner Canfield for effectively decluttering your home during spring cleaning: 1. Start small with a manageable space first before tackling larger areas. 2. Get rid of items you no longer use […]
Are We Still Asking the ‘Housing Crash’ Question??? Maintaining a positive mindset in the face of daily challenges is crucial for me, and that’s why I steer clear of the news when it comes to the state of the world, my business, and myself. Perhaps that is why I am surprised the question about the possibility of another housing crash seems to linger. […]
First Time Home Buyers Unlocking Your Dream Home: Down Payment Assistance Demystified Embarking on the journey to homeownership brings excitement and anticipation, but it also involves navigating various financial considerations. In this post, we’ll unpack three critical aspects for first-time home buyers: 1) Down Payment, 2) Monthly Payment, and 3) Closing Costs. While we’ll explore Monthly Payments and Closing Costs in future posts, let’s take a moment […]
Home Buying Why ‘Timing the Market’ May Not Be The Best Idea Although the Fed did not “cooperate” and cut rates as soon as hoped this year, those rate cuts are still projected. We are seeing buyers getting back into the market and expect a FLOOD of buyers once these lower rates hit, and you know what that means, right? With the current low inventory (just under […]
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Home Selling Home Equity Can Be a Game Changer When You Sell Article from Keeping Current Matters, 2/8/24 Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier. An article from Bankrate explains: “Home equity is the difference between your home’s value and […]
Current Market Why Mortgage Rates Could Continue to Decline Check out this article from Keeping Current Matters (original link below): When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have […]
Home Selling Why FSBOs Say They Regret Not Using a Real Estate Agent Article taken from Realtor Magazine. Home sellers reveal why they decided to bypass professional representation—and the mistakes they made without a trusted adviser. Homeowners who decline to use a real estate agent to sell their property are twice as likely to say they weren’t satisfied with the selling experience, according to a new survey from […]
Home Ownership Experts Project Home Prices Will Rise over the Next 5 Years Article by Keeping Current Matters. Even with so much data showing home prices are actually rising in most of the country, there are still a lot of people who worry there will be another price crash in the immediate future. In fact, a recent survey from Fannie Mae shows that 23% of consumers think prices will fall over the next 12 months. […]
Home Maintenance Interior Painting Tips – Brighten and Modernize on a Budget Looking to update the interior of your home? Check this article from the National Association of Realtors. The 60-30-10 Way to Add Color Without Going Overboard (link to original article) There’s a formula that can help guide you in bringing more color to warm up a space, while also staying cohesive. All-white or all-gray interiors […]
$60,000 Property Tax Cut If you are a homeowner in Texas, hopefully you are taking advantage of your Homestead Exemption. Did you know this election cycle (Election Day November 7) you will have a chance to vote YES on Proposition 4 which will make this provisional tax bill official? By doing this, you will be decreasing your property tax […]
First Time Home Buyers Rent-To-Own New Construction Home Program
Current Market With these interest rates, is it a good time to buy my first house? Hey, this is Rob, Your Realtor, and today I want to address the question, “With these interest rates, is it a good time to buy my first house?” The short answer is YES and I’m about to tell you why. Today’s interest rate (September 12) of 7.12% for a 30-year, fixed rate mortgage and this […]
Home Ownership People Want Less Expensive Homes – And Builders Are Responding In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. To overcome those challenges, many people are working with their agents to find less expensive homes. And with newly built homes making up a historically large percentage of the total […]
How To Know If You’re Ready to Buy a Home If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing market conditions are definitely […]
First Time Home Buyers Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between […]
Current Market How Changing Mortgage Rates Can Affect You The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship […]
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