Blog - Rob Hurt

Home Maintenance, Home Maintenance, Home Maintenance

Interior Painting Tips – Brighten and Modernize on a Budget

Looking to update the interior of your home? Check this article from the National Association of Realtors. The 60-30-10 Way to Add Color Without Going Overboard (link to original article) There’s a formula that can help guide you in bringing more color to warm up a space, while also staying cohesive. All-white or all-gray interiors […]
$60,000 Property Tax Cut

If you are a homeowner in Texas, hopefully you are taking advantage of your Homestead Exemption. Did you know this election cycle (Election Day November 7) you will have a chance to vote YES on Proposition 4 which will make this provisional tax bill official? By doing this, you will be decreasing your property tax […]
Rent-To-Own New Construction Home Program
First Time Home Buyers

With these interest rates, is it a good time to buy my first house?

Hey, this is Rob, Your Realtor, and today I want to address the question, “With these interest rates, is it a good time to buy my first house?” The short answer is YES and I’m about to tell you why. Today’s interest rate (September 12) of 7.12% for a 30-year, fixed rate mortgage and this […]

Home Maintenance Interior Painting Tips – Brighten and Modernize on a Budget Looking to update the interior of your home? Check this article from the National Association of Realtors. The 60-30-10 Way to Add Color Without Going Overboard (link to original article) There’s a formula that can help guide you in bringing more color to warm up a space, while also staying cohesive. All-white or all-gray interiors […]

$60,000 Property Tax Cut If you are a homeowner in Texas, hopefully you are taking advantage of your Homestead Exemption. Did you know this election cycle (Election Day November 7) you will have a chance to vote YES on Proposition 4 which will make this provisional tax bill official? By doing this, you will be decreasing your property tax […]

Rent-To-Own New Construction Home Program

First Time Home Buyers With these interest rates, is it a good time to buy my first house? Hey, this is Rob, Your Realtor, and today I want to address the question, “With these interest rates, is it a good time to buy my first house?” The short answer is YES and I’m about to tell you why. Today’s interest rate (September 12) of 7.12% for a 30-year, fixed rate mortgage and this […]

Home Ownership People Want Less Expensive Homes – And Builders Are Responding In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. To overcome those challenges, many people are working with their agents to find less expensive homes. And with newly built homes making up a historically large percentage of the total […]

First Time Home Buyers How To Know If You’re Ready to Buy a Home If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing market conditions are definitely […]

First Time Home Buyers Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between […]

How Changing Mortgage Rates Can Affect You The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship […]

Home Selling 10 Ways to Upgrade Your Kitchen Without Renovating It Giving your kitchen a fresh look doesn’t have to be labor intensive or costly. By Madeline Buiano Updated on July 5, 2023 Most of us say that our kitchens are the hearts of our homes—and that’s why they’re one of the most exciting rooms to renovate. But taking your kitchen to the next level doesn’t […]

The True Cost of Selling Your House on Your Own Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the guidance of a real estate agent. If you’re currently considering selling your house on your own, here’s what you should know. The most […]

Home Buying Where Will You Go If You Sell? Newly Built Homes Might Be the Answer. Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? You’re not alone, but there’s some good news that may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing inventory. That means when you […]

First Time Home Buyers What Homebuyers Need to Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine your mortgage rate. […]

Home Ownership How to Choose Roofing – 6 Types to Consider Whether you’re replacing an existing roof or researching options for a new home, deciding between roofing styles, materials and costs can be complicated. To help you determine the correct roofing materials for your home, here are the pros and cons of the six most popular roofing types. #1 Asphalt Shingle The most common roofing material, […]

Home Buying Five Common Contingencies When Buying a Home It’s vital to understand the terms “earnest money” and “contingencies” when house hunting. Earnest money is paid up-front as a show of good faith when you make an offer on a home. It is held by an escrow company until the sale is finalized or falls through. A contingency is a condition added to a purchase offer. If that […]

Home Selling The Best Time To Sell Your House Is When Others Aren’t Selling If you’re thinking about selling your house, you should know the number of homes for sale right now is low. That’s because, this season, there are fewer sellers listing their houses for sale than the norm. Looking back at every April since 2017, the only year when fewer sellers listed their homes was in April 2020, when the pandemic […]

What Are Discount Points and How Can They Help Me Purchase a Home? Buying a home is one of the most significant financial decisions many people will make in their lifetime, and for most people, a home mortgage is necessary to finance the purchase of a home. Mortgage payments, however, can be a significant financial burden, especially when you consider the interest you’ll be paying over the life […]

Home Maintenance 10 Maintenance Tips for First-Time Homeowners May 09, 2023 | Texas REALTORS® Staff You’ll probably experience some trial and error as you learn to properly care for your new place. Here’s a basic home-maintenance checklist to help you get started. Check gutters regularly to make sure they’re properly attached and clear of sticks and leaves. Also, confirm the flow of water […]

Financial Considerations for First-Time Home Buyers When you are planning to buy a home, it’s important to have a clear idea of the costs involved, both upfront and ongoing. Here are a few things you should keep in mind: Down payment: You will need to save up for a down payment, which is a percentage of the home’s purchase price that […]

First Time Home Buyers How Could an FHA Loan Help a First Time Home Buyer? FHA loans are a type of mortgage that is backed by the Federal Housing Administration (FHA). This means that if a borrower defaults on their loan, the FHA will cover the lender’s losses, which makes it less risky for lenders to offer these loans to borrowers. FHA loans are popular among first-time homebuyers because they […]

Home Maintenance Landscaping Do’s and Dont’s This information comes straight from my friends at US Inspect (you can read the original article here) —– Got the urge to plant and landscape? Be very careful…what you don’t know could damage your property! The law of unintended consequences, which applies to life in general, applies to landscaping in particular. In other words, planting over here could mean trouble […]

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