Home Buying

Home Buying, Home Buying, Home Buying, Home Buying, Home Buying, Home Buying, Home Selling

What You Should Know About Closing Costs

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are […]
Current Market, Home Selling

Record Share of U.S. Home Sellers Are Giving Concessions to Buyers

42 percent of all home sellers now offering concessions to homebuyers National property broker Redfin says U.S. home sellers gave concessions to buyers in 41.9% of home sales in the fourth quarter of 2022 — the highest share of any three-month period in Redfin’s historical records. That’s up from just over 30% in both the […]
Applying For a Mortgage? Here’s What You Should Avoid Once You Do

While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and […]
Financial Fundamentals for First-Time Homebuyers

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit is one […]

Home Buying What You Should Know About Closing Costs Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are […]

Current Market Record Share of U.S. Home Sellers Are Giving Concessions to Buyers 42 percent of all home sellers now offering concessions to homebuyers National property broker Redfin says U.S. home sellers gave concessions to buyers in 41.9% of home sales in the fourth quarter of 2022 — the highest share of any three-month period in Redfin’s historical records. That’s up from just over 30% in both the […]

Applying For a Mortgage? Here’s What You Should Avoid Once You Do While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and […]

Financial Fundamentals for First-Time Homebuyers Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit is one […]

Pre-Approval Is a Critical First Step on Your Homebuying Journey If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. What Is Pre-Approval? To better understand why pre-approval is key, it’s important to know what […]

What is underwriting? Everything you need to know. You’ve found the house you want to buy. You’ve secured the money. You’ve even selected a lender to work with and guide you through the entire mortgage process. Now, what’s this about underwriting? What is underwriting? While many prospective homeowners have likely heard the term before, it’s not common to know what what underwriting means […]

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