Home Buying

Social Links Widget

Click here to edit the Social Media Links settings. This text will not be visible on the front end.

Home Buying Understanding Assumable Mortgages: What Home Buyers Need to Know In today’s dynamic real estate market, buyers are increasingly exploring alternative financing options. One often-overlooked possibility is an assumable mortgage. This financing strategy could be particularly valuable in our current interest rate environment, but it’s essential to understand both its benefits and potential pitfalls. What Is an Assumable Mortgage? An assumable mortgage allows a home […]
Current Market Breaking Down NAR’s Latest Report: 4 Reasons Homebuyers Should Feel Optimistic About 2025 Here’s a breakdown of NAR’s latest report that brings encouraging news for potential homebuyers in 2025-2026: The housing market is finally showing signs of positive change, according to the National Association of REALTORS® (NAR) Chief Economist Lawrence Yun’s latest forecast. If you’ve been waiting on the sidelines of the housing market, there are several encouraging […]
Home Buying Fed Slashes Rates: Your Golden Ticket in Today’s Real Estate Market How the Recent Fed Rate Cut Affects the Real Estate Market The Federal Reserve has just announced a significant 0.5% rate cut, a move that could shake up the real estate market. This decision, which was more aggressive than the anticipated 0.25% cut, has far-reaching implications for buyers, sellers, and homeowners alike. Let’s break down […]
Home Buying The Hidden Tax Benefits of Homeownership: More Than Just a Place to Call Home Owning a home is often seen as a cornerstone of the American dream, but did you know it can also be a smart financial move? Beyond providing a place to call your own, homeownership offers several tax advantages that can significantly reduce your overall tax burden. Here’s a few of these benefits: Mortgage Interest Deduction: […]
First Time Home Buyers The Best Time to Buy a Home in 2024: Sept. 29 – Oct. 5 According to a recent article from Realtor.com titled “The Best Time To Buy a Home Is the Week of Sept. 29 – Oct. 5,” this fall presents a unique opportunity for homebuyers. Here’s what you need to know: Key Highlights: Optimal Buying Window: The week of Sept. 29 – Oct. 5 is identified as the […]
First Time Home Buyers Why Mortgage Pre-Approval Should Be Your First Step in Home Buying As the real estate market evolves with growing home supply and decreasing mortgage rates, many potential homebuyers are considering entering the market. However, before you start browsing listings, there’s a crucial step you shouldn’t skip: getting pre-approved for a mortgage. What is Mortgage Pre-Approval? Mortgage pre-approval is a process where a lender examines your financial […]
Why the Lowest Mortgage Interest Rate Might Not Be the Best Deal for You When you’re looking for a mortgage, it’s easy to focus on finding the lowest interest rate. While a lower rate can save you money, it’s important to look beyond just the rate to see if it’s the best choice for you. Here’s why the lowest mortgage interest rate might not always be the best deal: […]
Home Buying Negotiation Tactics in Today’s Housing Market: What Buyers and Sellers Should Know As the real estate market shifts, homebuyers are regaining some negotiating power. While it’s not yet a buyer’s market, both buyers and sellers should be prepared for potential negotiations. Here are some key areas open for discussion: Sale Price: With affordability concerns, buyers may push for lower prices. Home Repairs: Buyers can request repairs based […]
Don't Miss Our Next Post
Subscribe Now
Home Buying Proposed Rent Cap: Why It Falls Short and How Renters Can Pivot to Homeownership The article “Biden’s Rent Cap Plan Is ‘Harmful,’ Housing Groups Say” from REALTOR Magazine discusses a recent proposal by the Biden administration to cap rent increases on certain federally backed rental housing. Proposed Cap Plan: The administration aims to limit rent increases to 10% annually on properties with mortgages backed by Freddie Mac and Fannie […]
First Time Home Buyers 5 Smart Savings Hacks for First-Time Homebuyers: Your Path to Owning Your Dream Home Hey there, future homeowners! Let’s talk about some smart ways to save for your first home. I recently came across a great article from Keeping Current Matters called “Savings Strategies Every First-Time Homebuyer Needs to Know,” and I want to share some key takeaways with you. First things first, creating a budget is crucial. Track […]
Home Buying Why ‘Timing the Market’ May Not Be The Best Idea Although the Fed did not “cooperate” and cut rates as soon as hoped this year, those rate cuts are still projected. We are seeing buyers getting back into the market and expect a FLOOD of buyers once these lower rates hit, and you know what that means, right? With the current low inventory (just under […]
Home Buying Why Mortgage Rates Could Continue to Decline Check out this article from Keeping Current Matters (original link below): When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here’s what you need to know. The Federal Funds Rate Hikes Have […]
First Time Home Buyers Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between […]
How Changing Mortgage Rates Can Affect You The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your purchasing power. The chart below helps show the general relationship […]
Home Buying Where Will You Go If You Sell? Newly Built Homes Might Be the Answer. Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? You’re not alone, but there’s some good news that may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing inventory. That means when you […]
First Time Home Buyers What Homebuyers Need to Know About Credit Scores If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine your mortgage rate. […]
Home Buying Five Common Contingencies When Buying a Home It’s vital to understand the terms “earnest money” and “contingencies” when house hunting. Earnest money is paid up-front as a show of good faith when you make an offer on a home. It is held by an escrow company until the sale is finalized or falls through. A contingency is a condition added to a purchase offer. If that […]
What Are Discount Points and How Can They Help Me Purchase a Home? Buying a home is one of the most significant financial decisions many people will make in their lifetime, and for most people, a home mortgage is necessary to finance the purchase of a home. Mortgage payments, however, can be a significant financial burden, especially when you consider the interest you’ll be paying over the life […]
Home Buying Home Buying Made Easy: The One-Stop Shop for Your Dream Home Buying your dream home is simple with the right information, proper tools and a trusted real estate professional.  It’s no wonder that “91% of homeowners say they feel secure, stable or successful owning a home,” according to Unison. Buying your dream home is simple with the right information, proper tools and a trusted real estate professional. Maintaining […]
First Time Home Buyers Is It Really Better to Rent Than To Own a Home Right Now? You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on. A lot of the time, these reports are assuming things that aren’t realistic for the average […]
Home
Properties
About Me
Neighborhood News
eho-89x83.png
realtor_white-71x83.png

Terms Of Use | Privacy Policy | Accessibility Statement | Fair Housing Notice

Information About Brokerage Services | Consumer Protection Notice

© 2022 MoxiWorks

© 2022 Judge Fite Company, Inc. All rights reserved. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Judge Fite Company, Inc. fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with or related to Century 21 Real Estate LLC nor any of its affiliated companies. | Privacy | Accessibility | Consumer Protection Notice | Info About Brokerage Services