Don’t Skip This at Closing: Why Owner’s Title Insurance Matters More Than You Think

Buying a home is one of the most exciting milestones in life, but let’s be honest, it can also feel like a whirlwind of paperwork, fees, and legal lingo. If you’re feeling overwhelmed by the process, you’re not alone. I’ve helped many clients through the maze of closing, and one of the most commonly misunderstood parts is owner’s title insurance.

Let’s clear things up, so you can feel confident and protected at the closing table.

What Is Owner’s Title Insurance?

In simple terms, owner’s title insurance protects your legal rights to your property. Just like the lender requires insurance to protect their interest in the home, you should consider an owner’s policy to protect yours.

If you’re buying a home, whether it’s your first or fifth, you deserve peace of mind knowing that no hidden claims, errors, or legal issues will come back to haunt you.

I work closely with Designated Title to ensure my clients get the support they need at closing. They’re experienced, professional, and always make the process smoother.

Why It’s Worth It

Let me share a real-world example.

Imagine you’ve just purchased a beautiful new home from a builder. Everything seems perfect—until a few weeks later, you get notice that the roofer wasn’t paid, and now there’s a lien on your property. Without owner’s title insurance, you’d be on the hook for that unpaid debt, even though you had nothing to do with it.

Owner’s title insurance steps in to protect you from this kind of financial and legal mess. It’s one of those things you hope you never need—but if you do, you’ll be so glad you have it.

One-Time Cost, Lifetime Protection

Here’s the best part: Owner’s title insurance is a one-time fee that covers you for as long as you own your home. That’s lasting protection and priceless peace of mind.

As your REALTOR®, I’m here to guide you through these decisions, big and small. My job isn’t just about helping you find a home—it’s about helping you protect it.

Have questions about what happens at closing or what costs you should prepare for? I’m happy to walk you through the details—no pressure, just straight talk.

DM me anytime or click here to schedule a quick call.

Let’s make sure you close with confidence.